(978) 623-4212


Our expertise

Our Stop Loss Feature Services

Self-Funded Medical Plan

We work with our producer and TPA partners to help your clients gain flexibility and control over their health plan costs.

Stop Loss Insurance

We protect self-funded plans in the event of a catastrophic claim. We help ensure financial security while avoiding unexpected losses.

Affordable coverage

The Self-Funded Medical Plan

Healthcare reform initiatives have created more concern among employers about their ability to manage healthcare costs. When factoring in state mandated benefits, state premium taxes, and the risk charges on insured healthcare premiums, many employers are beginning to seriously consider self-funding as an option to help reduce plan costs. 

Self-funding can be a highly effective approach for employers to gain greater flexibility in benefit designs and control over their health  plan costs. To help secure financial protection against catastrophic claims, many self-funded employers purchase Medical Stop Loss Insurance. With the help of trusted consultants, the employer determines the amount of risk to be insured.

Business man press calculator to his client see income and profit in the joint venture capital.
Enjoying the benefits of being connected
Why Self-funded?

The Benefits of a Self-Funded Employer

Self-funded employers experience several benefits compared to a traditional, fully-insured benefit program, including: 

Manage your risks

Stop Loss Insurance

Stop Loss Insurance protects a self-funded plan in the event of a catastrophic claim. Specific coverage limits the risk for each covered individual, and aggregate coverage limits the risk for the group as a whole. The terms and pricing of the stop loss policy are affected by many factors, including: location, industry, the make-up of the group’s covered population, historical and current claim experience, network, and other solutions that might impact the overall cost of care. 

Insurance agent talking to mid adult couple on a meeting in the office.
Insurance brokers
Find your solution

Are You a Good Candidate for Self-Funding?

Self-funding is not a good fit for every employer group, regardless of size. We’re here to offer guidance and support if you need us. 

The best candidates for self-funding: 

Contact us today to discuss your stop loss needs!

Stop Loss Management Partners